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Interest rates and APY
are accurate as of October 31, 2019,
and are subject to change without notice
|Certificate of Deposit (CD)|
|30 Day CD||1,000||0.10%||0.10%|
|91 Day CD||1,000||0.10%||0.10%|
|182 Day CD||1,000||0.85%||0.85%|
|12 month CD||1,000||1.55%||1.56%|
|12 month Jumbo||100,000||1.75%||1.76%|
|18 month CD||1,000||1.55%||1.56%|
|18 month Jumbo||100,000||1.75%||1.76%|
|24 month CD||1,000||1.55%||1.56%|
|30 month CD||1,000||1.65%||1.66%|
|30 month Jumbo||100,000||1.90%||1.91%|
|36 month CD||1,000||1.75%||1.76%|
|36 month Option**||1,000||1.60%||1.61%|
|48 month CD||1,000||2.00%||2.02%|
|60 month CD||1,000||2.25%||2.27%|
|IRA 12 month||1,000||1.65%||1.66%|
* Annual Percentage Yield on Certificate of Deposit
Accounts (CD) with Terms Greater than 90 Days are Compounded
Quarterly. CDs with a Term 90 Days or Less are Compounded
** Citizens Option CD is a 36 month CD that provides a one-time customer option to raise rate to the currently posted 36 month CD rate.
Minimum Balance to obtain APY for
regular CDs is $0.01 and $100,000 for Jumbo CDs.
All CDs are automatically renewed for the same term at maturity.
Penalties may be imposed for early withdrawal.
This rate table is published for
informational purposes only
and should be confirmed prior to an investment decision.
Fees on these accounts could reduce earnings.
Please visit your local branch for more details, current rates and full disclosures.