CSB NOW Account Fees & Disclosures
Rate Information: This Account is an interest-bearing account. The interest rate and annual percentage yield (APY) are included in the Rate Chart (insert LINK). The interest rate and APY are subject to change WEEKLY. Interest begins to accrue on the business
day of deposit. Interest will be compounded and credited to the account monthly. If the account is closed before interest is credited,
you will not receive the accrued interest. If this account is used as an IOLTA Trust Account, then Interest (less applicable fees
and service charges) will be sent to the Texas Equal Access to Justice Foundation.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
Limitations: You must deposit $1,500.00 to open this account.
Account Fees: A minimum balance fee of $10.00 will be imposed every statement cycle if the balance in the account
falls below $1,500 any day of the monthly statement cycle. No minimum balance fee is assessed if the account has three or
less withdrawals per statement cycle, excluding electronic fund withdrawals.